7 Steps to Medicare Eligibility: Step 1

Am I eligible for the Medicare Prescription Drug Coverage?
If you have or are eligible for Medicare Part A or Part B, you are eligible for the new drug coverage.

There is no screening for pre-existing conditions or high drug costs. Medicare plans must take everyone who is eligible and enrolls.

What if I turn 65 soon?
You may join Medicare Part A, Part B and a drug plan during the three months before your birthday. You can also join Medicare for up to three months after your birthday. So if you turn 65 by July 1, 2009, you could join a Medicare drug plan starting April 1, 2009.

Why does it matter if I am eligible for Medicare drug coverage?
You do not have to join the Medicare Prescription Drug Coverage if you do not want to. But if you are eligible to enroll in this drug coverage and you do not, you will have to pay a penalty if you join later on, unless you are eligible for the extra help with costs.