7 Steps to Medicare Eligibility: Step 2

Can't I just keep the drug coverage I have now?
In some cases, you may be able to keep your current prescription drug plan and not join a Medicare drug plan. In other cases, things will change, and you will have new options.

I do not take any drugs now, so why should I enroll now in Medicare drug coverage?
We all want to stay in good health, but no one can predict the future. These Medicare plans are insurance that covers the cost of prescription drugs. If your health changes and you need more medicines, this Medicare insurance will help pay for your drugs and protect you from very high drug costs.

If you enroll in Medicare later, you may have to pay higher monthly premiums for the rest of the time you have drug coverage from Medicare.